Financial Freedom Associates

a fee only financial planning firm


specializing in socially responsible investing


 
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Financial Freedom 
Associates


P.O. Box 64446
Tucson, Arizona 85728

2850 E Laurel St
Mesa, Arizona 85213

Phone: 520-325-0769
Fax: 888-886-1770

info@ffafeeonly.com










 
Fee Only
Financial Freedom Associates is a fee only financial planning firm. 


What Is A Fee Only Planner?
A Fee Only planner as one who, in all circumstances, is compensated solely by the client, with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product.

A Fee Only planner may not receive commissions, rebates, awards, finder’s fees, bonuses or any form of compensation from others as a result of a client’s implementation of the individual’s planning recommendations.


Why is Fee Only Compensation of Critical Importance?
A financial planner who has a financial stake in the course of action that he/she recommends to a client faces an inherent conflict of interest and cannot be considered objective and unbiased. This is true even if the planner truly believes that he/she has only the best interests of the client at heart.

Unfortunately, the vast majority of financial advisors in the United States are sellers of financial products. Some or all of their income may be dependent upon their ability to steer their clients to a limited number of the thousands of financial products available today. (Putting aside the conflict-of-interest factor, this limiting of choices, in and of itself, often is enough to impact the quality of the investment advice). These advisors include stock-brokers, analysts, insurance agents, accountants and attorneys, as well as financial planners. Many of their clients are not aware of their advisors’ dependence on selling products, or do not recognize its significance.

Many of the problems that beset Americans today in their financial affairs – including the mis-management of debt, failure to protect retirement assets and poor allocation of savings and investments – relate directly to the conflicts of interest that pervade the marketplace.


"You miss 100% of the shots you never take." - Wayne Gretzky




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Copyright © 2007  Financial Freedom Associates  All rights reserved.

info@ffafeeonly.com






































Financial Freedom Associates

Newsletters (pdf)
1. 1/05 - Identity Theft
2. 4/05 - Charitable Giving
3. 7/05 - Miscellaneous
4. 10/05 - Saving for Kids
5. 1/06 - Community Invest
6. 4/06 - Retirement
7. 7/06 - Social Security
8. 10/06 - Interest Rates
9. 1/07 - Senior Home
10. 4/07 - Medicare
11. 7/07 - ETFs

HTML Newsletters
1. 1/05 - Identity Theft
2. 4/05 - Charitable Giving
3. 7/05 - Miscellaneous
4. 10/05 - Saving for Kids
5. 1/06 - Community Invest
6. 4/06 - Retirement
7. 7/06 - Social Security
8. 10/06 - Interest Rates
9. 1/07 - Senior Home
10. 4/07 - Medicare
11. 7/07 - ETFs

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Locations: Tucson, Oro Valley, Bisbee, Green Valley, Phoenix, Scotsdale, Scottsdale, Glendale, Tempe, Mesa, Yuma, Douglas, Nogales, Agua Preita, Hermosillo, Obregon, Sonora, Arizona, AZ, New Mexico, NM, Albuquerque, El Paso, San Diego, CA, California Colorado Denver Oregon California Utah Las Vegas Nevada Salt Lake City

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FEE ONLY
Financial Freedom Associates is a fee only financial planning firm.  We do not accept any commissions or marketing so we can provide you with unbiased service without any hidden fees.  You will know exactly what you are paying for our services upfront. 

COMPREHENSIVE FINANCIAL PLANNING
We provide comprehensive financial planning services.  All aspects of your financial well being are covered including: investment review and management, retirement planning, estate planning, tax planning and projections, insurance analysis, debt reduction, and education planning. real estate investing
INVESTMENT REVIEW AND MANAGEMENT
In-depth analysis of your current holding and we help you construct a diversified protfolio in keeping with your goals, objectives, risk tolerance and time frame.  Your portfolio is actively managed and regularly reviewed.

SOCIALLY RESPONSIBLE INVESTING
We specialize in Socially Responsible Investing (SRI) - integrating personal values and societal concerns with investment decisions.  This does not mean sacrificing returns on your investments!  We seek profitable investments in companies with good employee relations, a strong record of community development, excellent environmental practices, that produce safe and useful products, and respect human rights around the world.

FREE APPOINTMENT
Please contact us to set up a free non-obligatory meeting.  We will evaluate your needs and together work out an action plan.


We have clients all over the United States and Mexico including: Tucson, Oro Valley, Bisbee, Green Valley, Phoenix, Mesa, Yuma, Douglas, Nogales, Agua Preita, Hermosillo, Obregon, Sonora, Arizona, AZ, New Mexico, NM, Albuquerque, El Paso, San Diego, CA, California. California Colorado Denver Oregon California Utah Las Vegas Nevada

We have clients all over the United States and Mexico including: Tucson, Oro Valley, Bisbee, Green Valley, Phoenix, Mesa, Yuma, Douglas, Nogales, Agua Preita, Hermosillo, Obregon, Sonora, Arizona, AZ, New Mexico, NM, Albuquerque, El Paso, San Diego. California Colorado Denver Oregon California Utah Las Vegas Nevada Salt Lake City

COMPREHENSIVE FINANCIAL PLANNING
We provide comprehensive financial planning services.  All aspects of your financial well being are covered including: investment review and management, retirement planning, estate planning, tax planning and projections, insurance analysis, debt reduction, and education planning.

Investment Review and Management
In-depth analysis of your current holding and we help you construct a diversified protfolio in keeping with your goals, objectives, risk tolerance and time frame.  Your portfolio is actively managed and regularly reviewed.
Retirement Planning
Explore retirement goals and objectives.  Develop a plan that will provide adequate resources prior to and during retirement.  We evaluate all of your retirement holdings including: traditional IRA, Roth IRA, 401(K), 403(B), Profit Sharing, SEP, Social Security, and Pension.

Estate Planning
Optimize wealth transfer and reduce tax liability.

Tax Planning and Projections
Utilize strategies to minimize your tax liability.

Insurance Analysis
This process includes review and assessment of current insurance coverage and planning for future needs or recalculating for adjustments.

Debt Reduction
Analyze your debt and together work on a manageable plan to reduce your debt.

Education Planning
Project education expenses and outline strategies to best meet these needs.

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Locations: Tucson, Oro Valley, Bisbee, Green Valley, Phoenix, Mesa, Yuma, Douglas, Nogales, Agua Preita, Hermosillo, Obregon, Sonora, Arizona, AZ, New Mexico, NM, Albuquerque, El Paso, San Diego, CA, California

Key words: Financial Freedom Associates, financial planning, fee only, fee-only, comprehensive financial planning, investment, protfolio, socially responsible investing, SRI, community development financial institutions, CDFI, microlending, microcredit, micro-lending, micro-credit, investment review and management, retirement planning, estate planning, tax planning and projections, insurance analysis, debt reduction, and education planning financial advisors

Locations: Tucson, Oro Valley, Bisbee, Green Valley, Phoenix, Mesa, Yuma, Douglas, Nogales, Agua Preita, Hermosillo, Obregon, Sonora, Arizona, AZ, New Mexico, NM, Albuquerque, El Paso, San Diego, CA, California

palabras claves: asesor financiero, inversiones jubilacion bolsas valores impuestos finanzas personales
locales: sonora mexico caborca nogales magdalena hermosillo

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